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Free · No Signup · Updated for 2025/26

Free UK Tax &
Finance Calculators

20 free calculators for UK taxpayers, freelancers, homebuyers and employees. All updated for the 2025/26 tax year — instant results, no account needed.

20Free tools
0Signups required
2025/26Tax year rates
£0Cost, forever
✅2025/26 HMRC rates
🔒No data stored
⚡Instant results
📱Works on any device
🆓Always free
All Tools
💷 Pay & Tax
🧾 Self-Employed
🏠 Property
💰 Savings & Pension
👔 Employment

💷 Pay & Tax

5 tools
💷
Most Popular
Take-Home Pay Calculator
See exactly what lands in your bank after income tax, NI, pension and student loan deductions.
2025/26 · PAYE→
🏛️
2025/26
National Insurance Calculator
Calculate your exact Class 1 NI contributions — with a visual band breakdown and state pension qualifier.
8% · 2% · Class 1→
📊
20% / 5% / 0%
VAT Calculator
Add VAT to a net price or remove VAT from a gross — instantly. Supports all three UK VAT rates.
Standard · Reduced · Zero→
💰
£500 allowance
Dividend Tax Calculator
Calculate exactly how much tax you pay on dividends in 2025/26 — essential for limited company directors.
8.75% · 33.75% · 39.35%→
📈
£3,000 exempt
Capital Gains Tax Calculator
Calculate CGT on property, shares, crypto or other assets — includes the £3,000 annual exempt amount.
18% · 24% · 2025/26→

🧾 Self-Employed & Business

5 tools
🧾
Popular
Self-Employed Tax Calculator
Calculate your full tax bill as a sole trader — income tax, Class 4 NI and payments on account.
Sole Trader · 2025/26→
💼
Sole Trader + Ltd
Freelancer Day Rate Calculator
Work out what day rate to charge to hit your target take-home — after tax, holidays and downtime.
Daily · Hourly · 2025/26→
✅
HMRC CEST criteria
IR35 Status Checker
Answer 8 key questions to get an instant IR35 status indication — inside, outside or uncertain.
Contractor · 2025/26→
🏢
25% main rate
Corporation Tax Calculator
Calculate your limited company CT bill — covers 25% main rate, 19% small profits and marginal relief.
Ltd Co · 2025/26→
🚗
45p/mile cars
Mileage Reimbursement Calculator
Calculate HMRC approved mileage allowance for business travel — cars, motorcycles and bicycles.
AMAP · 2025/26→

🏠 Property & Mortgage

3 tools
🔑
Popular
Stamp Duty Calculator
Calculate SDLT on any property purchase — covers FTB relief, home movers and additional property rates.
England & NI · 2025→
🏦
4x / 4.5x / 5x
Mortgage Affordability Calculator
Find out how much mortgage you can borrow based on your income, deposit and outgoings.
Buyers · 2025→
💸
Interest saved
Mortgage Overpayment Calculator
See exactly how much interest you save and how many years you cut by overpaying your mortgage.
Lump sum + monthly→

💰 Savings & Pension

2 tools
🎯
Compound interest
Savings Goal Calculator
Find out how long it takes to reach any savings goal — house deposit, emergency fund or holiday.
Any goal · 2025→
🏦
State pension included
Pension Pot Calculator
Project your pension pot at retirement and see if it generates the income you need.
£230.25/wk State Pension→

👔 Employment & Benefits

5 tools
📋
£719/wk cap
Redundancy Pay Calculator
Calculate your statutory redundancy entitlement based on your age, service and weekly pay.
Statutory · 2025/26→
⏱
Any frequency
Salary to Hourly Calculator
Convert your annual, monthly or weekly salary to an accurate hourly rate — holiday adjusted.
Gross rate · 2025/26→
⏰
Time & half · Double
Overtime Pay Calculator
Calculate overtime pay gross and after tax — supports time-and-a-half, double time or custom rates.
Gross + net · 2025/26→
🎓
Plans 1 · 2 · 4 · PG
Student Loan Repayment Calculator
Find out exactly how much student loan you repay each month — all plans and thresholds covered.
All plans · 2025/26→
🏛
April 2025 rates
Universal Credit Estimator
Estimate your monthly UC entitlement — standard allowance, child elements, housing and earnings taper.
Indicative · 2025/26→
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