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England & Northern Ireland · April 2025 Rates

Stamp Duty
Calculator 2025/26

Calculate your Stamp Duty Land Tax (SDLT) on any UK property purchase — covering first-time buyers, home movers and second homes.

⚠️  April 2025 change: The temporary SDLT thresholds introduced in 2022 expired on 31 March 2025. Standard rates and first-time buyer relief reverted from 1 April 2025. This calculator uses the current rates.

Property Details

2025 / 26
£
Non-UK Resident
Additional 2% surcharge applies
🏠

Your stamp duty appears here

Enter your property price and tap calculate

STAMP DUTY (SDLT) TO PAY
£0
ON A £0 PURCHASE
Effective rate: 0%
BandRateTax on band
Effective SDLT rate0%
Total Stamp Duty£0
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2025/26 SDLT Rates — England & Northern Ireland

Purchase Price BandStandard RateFirst-Time BuyerAdditional Property
Up to £125,0000%0%5%
£125,001 – £250,0002%0% (up to £300k)7%
£250,001 – £925,0005%5%10%
£925,001 – £1,500,00010%10%15%
Above £1,500,00012%12%17%

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How It Works

1

Enter the Purchase Price

The full price you are paying for the property, as agreed with the seller.

2

Select Your Buyer Type

First-time buyers, home movers and additional property buyers all have different SDLT rates.

3

We Apply Each Band

SDLT is calculated in slices — you pay each rate only on the portion of the price in that band.

4

See Your Total SDLT Bill

Your full stamp duty broken down band by band with the effective rate across the whole purchase.

Frequently Asked Questions

How much stamp duty do I pay in 2025/26?
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From 1 April 2025 the standard rates reverted: 0% up to £125,000, 2% on £125,001–£250,000, 5% on £250,001–£925,000, 10% on £925,001–£1.5m and 12% above that. The temporary higher thresholds introduced in 2022 expired on 31 March 2025.
What is the first-time buyer stamp duty threshold in 2025?
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From 1 April 2025 the first-time buyer relief threshold reverted to £300,000 (down from the temporary £425,000). First-time buyers pay no SDLT on the first £300,000 and 5% on the portion from £300,001 to £500,000. No relief applies on properties above £500,000.
Do I pay extra stamp duty on a second home?
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Yes. An additional 5% surcharge applies on top of standard rates for all purchases of additional residential properties including buy-to-let. This surcharge increased from 3% to 5% in October 2024.
When do I have to pay stamp duty?
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Stamp Duty must be paid and a return filed within 14 days of completing your property purchase. Your solicitor or conveyancer usually handles this on your behalf as part of the conveyancing process.
Is stamp duty the same in Scotland and Wales?
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No. Scotland has Land and Buildings Transaction Tax (LBTT) and Wales has Land Transaction Tax (LTT), both with different rates and thresholds. This calculator covers England and Northern Ireland only.
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