Find out exactly how much Class 1 National Insurance you pay in 2025/26 — broken down monthly, weekly and daily.
Enter your salary and tap calculate
Self-employed or contracting? Track your NI record, expenses and invoices in one place — and never miss a self-assessment deadline.
Try FreeAgent →| Earnings | Rate | Who pays | Max NI on band |
|---|---|---|---|
| Up to £12,570 | 0% | Everyone | £0 |
| £12,570 – £50,270 | 8% | Class 1 Employees | £3,016 |
| Above £50,270 | 2% | Class 1 Employees | Unlimited |
| £12,570 – £50,270 | 6% | Self-Employed Class 4 | £2,262 |
| Above £50,270 | 2% | Self-Employed Class 4 | Unlimited |
Your earnings before any deductions. Monthly or weekly figures are converted to annual automatically.
The first £12,570 is NI-free. The next £37,700 is taxed at 8%. Everything above £50,270 at 2%.
Each portion of earnings attracts its own rate using 2025/26 HMRC thresholds.
Your total NI broken down so you can see exactly what leaves your payslip each period.