📈 £3,000 Exempt Amount · 18% / 24% Property · 18% / 24% Shares · 2025/26

Capital Gains Tax
Calculator 2025/26

Calculate your CGT bill on property, shares, crypto or other assets in 2025/26 — including the £3,000 annual exempt amount and correct rates by asset type.

Your Gain

2025 / 26

Asset Type

Residential Property: CGT rates are 18% (basic rate taxpayer) or 24% (higher/additional rate). Your main home is exempt via Private Residence Relief.

Sale / Disposal Value

Original Cost (Purchase Price)

Costs of Acquisition & Disposal legal fees, agents, improvements

Other Income This Year salary + other taxable income

📈

Your CGT appears here

Enter your disposal details and tap calculate

CAPITAL GAINS TAX DUE

£0

2025/26 TAX YEAR

Sale / Disposal Value

£0

Less: Original Cost

−£0

Less: Acquisition & Disposal Costs

−£0

Total Gain

£0

Annual Exempt Amount (2025/26)£3,000 tax-free each year

£0

Taxable Gain

£0

CGT rate applied: see below

Effective CGT Rate

Net Proceeds After CGT£0

Need to report CGT to HMRC? Property disposals must be reported within 60 days of completion. Use HMRC's online service or speak to an accountant.

CGT Guide →

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Frequently Asked Questions

What are the CGT rates for 2025/26?

From October 2024 the CGT rates increased. For residential property: 18% (basic rate taxpayer) or 24% (higher/additional rate). For shares, funds, crypto and other assets: 18% (basic rate) or 24% (higher/additional rate). Note that property and other asset rates are now aligned at 18%/24%.

What is the CGT annual exempt amount for 2025/26?

The annual exempt amount for 2025/26 is £3,000. This is the amount of gains you can make each year without paying any CGT. It was £12,300 in 2022/23, £6,000 in 2023/24 and £3,000 from April 2024 onwards.

Do I pay CGT on selling my main home?

No. Your main residential home is generally exempt from CGT through Private Residence Relief. You may owe CGT on a second home, buy-to-let, or a home that has been let out or used for business during your ownership.

When do I have to report and pay CGT?

For UK residential property disposals you must report and pay within 60 days of completion. For other assets (shares, crypto, etc.) you report via self-assessment and pay by 31 January following the end of the tax year. Failing to report on time incurs penalties.

Is crypto subject to CGT in the UK?

Yes. HMRC treats cryptocurrency as a capital asset. Disposing of crypto — including selling, trading one coin for another, or using it to buy goods — is a taxable disposal and any gain above the £3,000 annual exempt amount is subject to CGT at 18% or 24%.